Our Services

Debt Management

“Your most powerful wealth building tool is your income” ~ Dave Ramsey. Getting rid of debt allows one to invest more into their future and enjoy the present. There is a sense of peace that comes with not having any payments. Our services can help guide you out of debt and into a better future.

Retirement Planning

52% of Americans have less than $10,000 save for retirement and the average Social Security pay out is $16,000 a year. You won’t be able to live out your retirement dreams if you don’t have a clear path. The first step is to determine how much money you will need to retire, which you can do by taking Chris Hogan’s R:IQ. Once we you know your R:IQ, we can set forth a plan to achieving it.

College Funding

There is a student loan crisis with more American owing more than $1.4 in student loans and the average student loan in America is $37,000. The average cost of a public 4-year college is $24,000 a year. Are you in a position to help your children go to school without incurring student loan debt? No matter the age of your children are, we can help you create a plan to save for college. By having a plan for your child to go to college debt free, you are investing in your child’s ability to start their lives with financial freedom. There are several options for college savings, such as Educational Savings Accounts and 529s, which we can walk through with you.

Two of the most loving acts you can do for your family is to have term life insurance and a will. Term life insurance allows your family to grieve without an additional financial burden. We recommend 10-12 times your annual income, which replace your income if something tragic occurs.

Who do you want to be the guardian of your children? This is one of the most difficult and most important questions you can answer. A will is vital, so that the state does not dictate what happens to your children and your estate.

No one likes to think or talk about their own deaths, but estate planning is financial defense that is necessary for everyone.

We will help to clarify your WHY. The reason to get out of debt and build wealth is so that we can live out our dreams. Your dream may be to travel more or to do more charitable giving or to be in a position to buy your kids a house when they are adults. We each have our own reason for creating and following a plan for a better future. Let us help you bring your WHY into focus and create a plan to get there.